The problem of disparity in credit scoring systems also really hits a neurological among financial justice advocates

Minimal credit + low wages = less opportunity

The credit scoring system is yet another reasons why banking institutions and credit unions are reluctant to provide to individuals. It’s a rigged reporting system, advertised Gina DeNardo, a monetary health coordinator who shows monetary self-sustainability and healthy cost management classes at EMERGE. For people who have been victimized at all by any predatory loan provider, had their funds stretched and maxed out of the credit that currently exists, or had difficulty with regards to home loan, then their credit afterwards is likely to have a nosedive which could just just take years to up build back.